The Mortgage Shop NI - What Costs Are Involved?

• Why Switch Mortgage?
• How Much Can I Borrow?
• What Costs Are Involved?
• What Are Your Insurance Needs?
• First Time Buyer Options
• Tenant Purchase
• Details on Co-Ownership

What Costs Are Involved?

Many people are put off by the legal costs, arrangement fees and broker fees or the perceived time and hassle of arranging a mortgage. Other customers are wary of early repayment charges built into their existing mortgage.

At The Mortgage Shop we will take these costs into account when shopping around for the best deal for you. Reduced payments from an improved mortgage package can sometimes help offset any early repayment charges you might incur. 

Some lenders offer a free survey and free legal costs or refund the costs of these charges back to you. This may impact on the interest rate.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Typically we do not charge a fee, however if we do, depending on your circumstances it will be a maximum of £300.

Call us today on Freephone 0800 028 6070 to let us make your mortgage work better for you or to request a call from your local professional mortgage advisor click here.  It could be easier than you think.