Expert mortgage advice and how we can help you.
The Mortgage Shop will provide you with expert mortgage advice from one of our professional and qualified team of mortgage brokers. We’ll help you every step of the way, whether you’re taking your first steps in the home buying process or want to move home or re-mortgage.
First time buyers
We understand that as a first-time buyer it can be such a daunting experience, but you can rest assured one of our team of professional advisers will be at hand to make this as stress free as possible.
If you have out-grown your current home and are looking to move, let our advisers guide you through the process and make the transition as straightforward and smooth as possible.
Whatever reason you may be considering to re-mortgage, that is, home improvements, fixed deal ending and looking for the security of a new fixed rate deal, consolidation of debt, etc feel free to speak with our team and they can arrange the best solution to meet your needs.
New builds are an exciting time for you as a home buyer as it allows you to put your own stamp and personality into your dream home. However this can be overwhelming when you have to deal with up front fees, deposits and timescales to name but a few, but you are in safe hands with one of our Mortgage Shop advisers who will guide you through the process from start to finish.
This is a tax that you may need to pay when purchasing a property, in addition to the cost of the home. It is based upon the property value, whether it is your main residence or an additional property and it may differ between first time buyers and home movers. Once again our advisers will be on hand to help you factor this in to the process to help you budget.
Your first thought when house hunting might be “What can I afford?” Use our mortgage calculator for an indicative quote of how much you may be able to borrow based on your income and deposit. Simply enter your details in the required fields and click results. It’s as easy as that!
Visit your local The Mortgage Shop today. Our friendly team of mortgage experts are happy to help support and advise you.
The Mortgage Shop (NI) Limited undertakes credit broking and is not a lender. Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage. Typically we do not charge a fee for mortgage advice, however if we do, depending on your circumstances, it will be a maximum of £250. You may have to pay an early repayment charge to your existing lender if you remortgage.