Stamp Duty2018-10-04T10:25:26+00:00
laptop student

Find out your Stamp Duty rates here

This is a tax that you may need to pay when purchasing a property, in addition to the cost of the home. It is based upon the property value, whether it is your main residence or an additional property and it may differ between first time buyers and home movers. Once again our advisers will be on hand to help you factor this in to the process to help you budget.

Find a Branch

How much stamp duty will I have to pay?

?

Single Property
Additional Property
First-time Buyer

(Enter numbers only)

Stamp Duty

When you purchase a property costing over £125,000 (or over £300,000 as a first-time buyer), or a second home with a price tag of over £40,000, you will be liable to pay Stamp Duty Land Tax (SDLT). An SDLT return must be filed to HMRC and this tax paid within 30 days of completion. Your solicitor will usually complete this as part of conveyancing.

RESIDENTIAL PROPERTY – PURCHASE RATERATE OF STAMP DUTY LAND TAXADDITIONAL PROPERTY – RATE OF STAMP DUTY LAND TAX
Up to £125,0000%3%
£125,001 – £250,0002%5%
£250,001 – £925,0005%8%
£925,000 – £1.5m10%13%
Over £1.5m12%15%

These figures are based on current legislation.

Please note there is a 3% levy across all bands for both second homes and Buy-To-Let properties. Click on the link below for a bespoke calculation:

See our Stamp Duty Calculator
experts discussing
FIRST TIME BUYERS
experts discussing
MOVING HOME
experts discussing
REMORTGAGING
laptop lady
CO-OWNERSHIP
experts discussing
LIFETIME MORTGAGES

Important information

The Mortgage Shop (NI) Limited undertakes credit broking and is not a lender. Think carefully before securing other debts against your home.  Your home may be repossessed if you do not keep up repayments on your mortgage. Typically we do not charge a fee for mortgage advice, however if we do, depending on your circumstances, it will be a maximum of £250. You may have to pay an early repayment charge to your existing lender if you remortgage.

With 18 branches located all around Northern Ireland, you’re sure to find a local The Mortgage Shop near you! Come down and pay us a visit for all your mortgage needs.

Find your local branch
writing lady

Important information

The Mortgage Shop (NI) Limited undertakes credit broking and is not a lender. Think carefully before securing other debts against your home.  Your home may be repossessed if you do not keep up repayments on your mortgage. Typically we do not charge a fee for mortgage advice, however if we do, depending on your circumstances, it will be a maximum of £250. You may have to pay an early repayment charge to your existing lender if you remortgage.

BANBRIDGE

028 4066 2828
banbridge@themortgageshop.net

BALLYCLARE

028 9318 0002
darren.black@themortgageshop.net

BALLYMENA

028 2565 2222
ballymena@themortgageshop.net

BANGOR

028 9147 7475
michael.spencer@themortgageshop.net

BELFAST – ANDERSONSTOWN RD

028 9061 2000
daniel@themortgageshop.net

BELFAST – GREAT VICTORIA ST

028 9023 2002
julie@themortgageshop.net

BELFAST – HOLYWOOD RD

028 9065 7348
holywoodrd@themortgageshop.net

BELFAST – ORMEAU RD

028 9064 1602
n.crawford@themortgageshop.net

BELFAST – WOODSTOCK RD

028 9046 1133
woodstockroad@themortgageshop.net

CAVEHILL

028 9083 0550
sam.brown@themortgageshop.net

COOKSTOWN

028 8676 6497
cookstown@themortgageshop.net

CRUMLIN

028 9442 3291
stephen.corry@themortgageshop.net

GLENGORMLEY

028 9083 0550
glengormley@themortgageshop.net

DERRY-LONDONDERRY

155 Spencer Road
028 7131 1677
derry@themortgageshop.net

LURGAN

028 3834 4888
lurgan@themortgageshop.net

LISBURN

028 9266 4123
phil.convery@themortgageshop.net

NEWTOWNARDS

028 9181 4555
colette.mccoey@themortgageshop.net

PORTADOWN

028 3839 3826
philip@themortgageshop.net

Call Us