Lifetime Mortgages2018-10-04T10:21:39+00:00
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Straightforward and reliable lifetime mortgages

Later life lending or equity release schemes are becoming more mainstream. The most popular way of doing this is with a lifetime mortgage. We have a resident specialist in this area who will be happy to discuss.

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Lifetime Mortgages

A lifetime mortgage is essentially a long-term loan designed for the over 55’s that is secured against your property. Unlike a normal mortgage you do not have to make any repayments before the end of your plan. However, interest is added to the outstanding loan each year at a fixed rate. Both the loan and the interest become repayable, usually on the sale of the property. This would normally happen when you die or go into long-term care.

Speak to your local branch who will arrange to have our lifetime specialist contact you to discuss the options available to you.

Read more in our Helping Hands Brochure
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FIRST TIME BUYERS
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MOVING HOME
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REMORTGAGING
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CO-OWNERSHIP
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LIFETIME MORTGAGES

With 18 branches located all around Northern Ireland, you’re sure to find a local The Mortgage Shop near you! Come down and pay us a visit for all your mortgage needs.

Find your local branch
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Important information

The Mortgage Shop (NI) Limited undertakes credit broking and is not a lender. Think carefully before securing other debts against your home.  Your home may be repossessed if you do not keep up repayments on your mortgage. Typically we do not charge a fee for mortgage advice, however if we do, depending on your circumstances, it will be a maximum of £250. You may have to pay an early repayment charge to your existing lender if you remortgage.

BANBRIDGE

028 4066 2828
banbridge@themortgageshop.net

BALLYCLARE

028 9318 0002
darren.black@themortgageshop.net

BALLYMENA

028 2565 2222
ballymena@themortgageshop.net

BANGOR

028 9147 7475
michael.spencer@themortgageshop.net

BELFAST – ANDERSONSTOWN RD

028 9061 2000
daniel@themortgageshop.net

BELFAST – GREAT VICTORIA ST

028 9023 2002
julie@themortgageshop.net

BELFAST – HOLYWOOD RD

028 9065 7348
holywoodrd@themortgageshop.net

BELFAST – ORMEAU RD

028 9064 1602
n.crawford@themortgageshop.net

BELFAST – WOODSTOCK RD

028 9046 1133
woodstockroad@themortgageshop.net

CAVEHILL

028 9083 0550
sam.brown@themortgageshop.net

COOKSTOWN

028 8676 6497
cookstown@themortgageshop.net

CRUMLIN

028 9442 3291
stephen.corry@themortgageshop.net

GLENGORMLEY

028 9083 0550
glengormley@themortgageshop.net

DERRY-LONDONDERRY

155 Spencer Road
028 7131 1677
derry@themortgageshop.net

LURGAN

028 3834 4888
lurgan@themortgageshop.net

LISBURN

028 9266 4123
phil.convery@themortgageshop.net

NEWTOWNARDS

028 9181 4555
colette.mccoey@themortgageshop.net

PORTADOWN

028 3839 3826
philip@themortgageshop.net

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