Income Protection Insurance is a long-term insurance policy to help you if you canít work because youíre ill or injured. As the name suggests it protects your income and as that income lasts throughout your working life, the term generally coincides with your chosen retirement date. Quite often though, it is sold in conjunction with a mortgage to protect the outstanding debt over the term of the mortgage.
Income protection can give you protection for loss of earnings and can prove to be an asset when you need it most.
As with all insurance policies, conditions and exclusions will apply
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