The mortgage overpayment calculator is a great tool for working out not only how much you can borrow, but how you can overpay to reduce the length of your mortgage, thus saving you potentially thousands on interest payments.



Note. You're usually permitted to overpay up to 10% of your outstanding mortgage balance each year, so keep this in mind, especially if you plan to make multiple overpayments throughout the year.

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Please note: This calculation is a guide to how much your monthly repayments would be. The exact amount may vary from this amount depending on your lender's terms. The mortgage rates are set as the average rates for the majority of mortgages on 23rd September 2022 - *Subject to fluctuation.
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