Advice and information for new build mortgages
New builds are an exciting time for you as a home buyer as it allows you to put your own stamp and personality into your dream home. However this can be overwhelming when you have to deal with upfront fees, deposits and timescales to name but a few, but you are in safe hands with one of our Mortgage Shop advisers who will guide you through the process from start to finish.
How much can I borrow?
We understand the appeal of a new build property, obviously being the first person to live in it. They are also built to be more energy efficient, there’s less chance of pre-existing issues, there’s structural security and you can have it to your own required specifications.
Whilst you would prioritise all these things, you need to ensure that all of your requirements are feasible. This is where our team of advisers at The Mortgage Shop can help turn your dream into a reality.
A new build can also be purchased with the help of Co-Ownership or FairShare.
With 18 branches located all around Northern Ireland, you’re sure to find a local The Mortgage Shop near you! Visit us today for all your mortgage needs.
The Mortgage Shop (NI) Limited undertakes credit broking and is not a lender. Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage. Typically we do not charge a fee for mortgage advice, however if we do, depending on your circumstances, it will be a maximum of £250. You may have to pay an early repayment charge to your existing lender if you remortgage.