The Mortgage Shop can help you apply for a mortgage today! We’ve helped 100,000+ people since 1992 across our 23 Northern Ireland locations, including 6 locations across Belfast.

If you're looking to buy your first home, dream home, an investment property or re-mortgaging, we can help. Our knowledge of the buying process and access to thousands of bank and broker only deals will save you time and crucially, money.

See us as your comparison partner, ensuring you get the best rates and deals.

Our Broker Fees are transparent!

Your first consultation is free. Typically, we do not charge a fee for mortgage advice and we do not charge an hourly rate. The maximum we will ever charge for advice is £295 but this will depend on your circumstances and will be made very transparent during your initial consultation.

Is it worth getting a Mortgage Broker?

Buying a home is your most significant purchase, perhaps even a once in a lifetime purchase. Trust us as your independent expert to get the best mortgage deal for you. The savings we have access to will ensure your mortgage is fit for purpose. These savings will more than cover our broker fees. That’s why we’ve been in business since 1992!

Andrew Matthews, Google Review, April 2024

"When you first walk into the office, you notice there’s a lot of 'Thank You' cards on a filing cabinet, and they’re there for good reason. Stephen has been nothing but fantastic when working with us. He was understanding, knowledgable, open and honest and strived to get us the best deal in not just our mortgage, but on insurances too. For the fee attached to his service, it is more than worth it. We would HIGHLY recommend Stephen, he’s helped us massively as first time buyers"

What will a mortgage broker do for me?

A mortgage broker will firstly give you trustworthy mortgage advice. They will explain the different types of mortgage available to you and critically they are experts at finding the best mortgage deals for you. As a broker we have access to Bank Mortgages as well as Broker only mortgages.

Our customers will have their own dedicated mortgage adviser who is charged with getting to know you and understanding your financial circumstances. They understand the whole mortgage market and offer impartial advice to get you the best offer from the best lender for you.

The Mortgage Application Process Made Easy

We have access to hundreds of mortgage lenders who offer us thousands of exclusive deals. All of the mortgage offers available to you and their interest rates will be explained in-depth by your adviser.

Carrie Logan, Google Review, June 2024

"I had an appointment with Debbie to discuss my options regarding a mortgage, and was met with the most patient and friendly person during a very stressful situation. Nothing was a bother to her, and no question was stupid. She even got back to me over the Christmas period when she was off on holidays. I 100% recommend having a chat with her, and receiving the best deal tailored to your circumstances."